Know When I should Submit a Consumer Proposal

Quand Deposer proposition consommateur


Is it possible to eliminate up to 70% of your debts, without even going bankrupt and having to deal with the consequences this bankruptcy could bring? In opting for the consumer proposal, the answer is YES. Here is what this opportunity is all about.


What […]

The business proposal for bankruptcy: Important steps to follow

Business proposal for bankruptcy

If you suspect that your company is on the edge of bankruptcy, you’ll be happy to know that a business proposal for bankruptcy might be the solution for getting rid of your debts. This option also allows you to continue carrying out […]

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Bankruptcy or Consumer Proposal? How to Choose?

Bankruptcy or consumer proposal

If you are already at the stage where you have to choose between bankruptcy or a consumer proposal, you’ll want to read this article. Before you opt for personal or commercial bankruptcy, […]


Financial Balance: Reaching Your Goals

financial balance

A healthy financial balance is a goal that each and every one of us should be able to attain. Being able to travel when we wish and having the capacity to face the cost of living are more than important. And yet, those are only a […]

Financial Consultancy|

Why get the help of a financial advisor?

Financial advisor

Did you ever wonder about the utility of getting help from a financial advisor? Whether you are on the edge of personal bankruptcy or not, a financial security advisor could be useful on several levels.

  1. Séguin Inc. offers you the chance to learn more […]
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Commercial bankruptcy and its alternatives

commercial bankrupcy

Commercial bankruptcy and its alternatives

When we are crushed under the weight of our debts, it’s hard to see the light at the end of the tunnel and consider anything else but a commercial bankruptcy. However, there are a few considerable solutions you should be aware […]


3 things to know before going into personal bankruptcy

personal bankruptcy

Your debts are growing faster than you can make money, but you don’t know if you are at the point of declaring personal bankruptcy? Take a small break. Start by talking to a licensed […]


Should You Use RRSPs to Pay off Debt?

Pays debts

What’s an RRSP?



An RRSP (Registered Retirement Savings Plan) is a means of saving money during your professional life, with the objective of increasing your revenue for retirement so as to maintain a certain quality of life.

All individuals under the age of 71 and earning an income […]

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5 Tips for Your Personal Finance Management


Are you disorganized, too busy or lacking financial know-how? It’s still important to improve your personal finance management.

Effective personal finance management allows you to:

  • Clearly assess your financial health
  • Foresee any problems that can affect your finances
  • Pay off all your bills on time and avoid any […]
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What’s the Level of Indebtedness among Quebecers?

Indebtness quebecers

Did you know that Quebec households have some of the highest debt in all of North America? And that one Quebecer in three claims they are worried about their financial situation? Might be hard to believe, but believe it.

High levels of debt in Quebec households are […]

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